How do I enter an investment account without linking it?

Go to Cash Flow Inputs > Investment Accounts to add an investment manually. You can select from a variety of account types to add and you can then enter information such as the balance, contributions, and even https://support.mywealthtrace.com/21145/kb/article/107118/how-to-manually-add-investment-holdings" target="_blank enter holdings and their tickers. [...]

I have a lump sum pension coming and I want it all to go to an IRA I own. How do I specify that a cash inflow will go to a single investment account?

The default for a cash inflow, if the money isn't spent on expenses, is to go into taxable accounts proportionally based on their balances at that time. But you can change this as seen below. src="https://cdn.livehelpnow.net/clients/21145/kb/cfd1_1997e4ba-a751-4572-ad7b-8512f505d726.png" id="939c01a2-6fbf-4e64-9c65-6ea799e77084" alt="cfd1" width="90%" height="auto" [...]

I linked an account and some of the holdings have incorrect asset classes. How do I change these?

You can edit the asset class for any holding by going to Cash Flow Inputs > Investment Accounts. You can assign one asset class to a holding or even assign a mix of asset classes. The application will remember this change going forward. src="https://cdn.livehelpnow.net/clients/21145/kb/holdingup1_fb32baf4-b52b-47cd-809a-48553d721e16.png" id="04b39a2e-d6b8-4813-afd1-1b663d6fee25" [...]

I want to find the optimal Roth conversion strategy.

Roth Conversion Optimization helps you determine the most efficient way to move money from a traditional IRA or 401(k) into a Roth account. This process converts pre-tax savings into tax-free growth, but it also creates taxable income in the years of conversions. The optimizer analyzes different conversion amounts and timing to find the strategy that best fits your goals—whether that’s maximizing [...]

I will have an early withdrawal from my IRA. How do I tell the program that this is allowed and I will pay a penalty on the withdrawal?

Under Account Assumptions for the retirement account, you have three options for early withdrawals as seen below. src="https://cdn.livehelpnow.net/clients/21145/kb/pna1_24637e08-5c6e-4c45-a0a7-a9b2725259c6.png" id="dd0827fc-5581-4f54-bec0-2372713dfad0" alt="pna1" width="90%" height="auto" data-image="dd0827fc-5581-4f54-bec0-2372713dfad0 [...]