I have an account with a small balance, but large contributions. When I look at projections for each investment, I don't see the balance growing by nearly enough. Where are the contributions?

Balances for accounts might not look intuitive if you have the setting 'Rebalance Investments Annually' set to Yes. You can see this setting below. If this is set to Yes, the program rebalances investment accounts each year to the percentages the accounts were at the beginning of the year. In this example, the contribution does occur, but then the account is rebalanced back to its smaller portion [...]

Can I change my state income tax rate in any year?

Under Plan Inputs & Assumptions > Plan Settings > Taxes you can tell the program that your state income tax rate will change in a certain year or you can have it change At Retirement. src="https://cdn.livehelpnow.net/clients/21145/kb/stax1_d2eb2438-f44c-41f5-b0d2-4fbc9a4859bf.png" id="e851c9e0-fb1d-4558-8440-262b041d564f" alt="stax1" width="90%" height="auto" [...]

Where do I enter tax deductions and can I itemize?

Tax deductions can be set in Plan Inputs & Assumptions > Plan Settings > Taxes. You can use the Standard Deduction or you can choose your own deduction amounts if you itemize. src="https://cdn.livehelpnow.net/clients/21145/kb/stded1_8fad1ea9-84ef-4e86-aa0a-863220ea61b7.png" id="48fecd57-d9fd-41b5-93e7-d31173d11c83" alt="stded1" width="90%" height="auto" [...]

Where do I see my projected taxable income, overall taxes, and what goes into the calculations each year?

You can find projected tax information under Cash Flow Projections > Expenses > Taxes. src="https://cdn.livehelpnow.net/clients/21145/kb/cft1_4412fcf6-5c52-4a91-85df-8123318e2f5e.png" id="ae491db4-be0b-4f12-8573-30e12c3c795a" alt="cft1" width="90%" height="auto" data-image="ae491db4-be0b-4f12-8573-30e12c3c795a [...]

When I run Roth conversion scenarios, which account do the converted funds go into?

If you have a Roth account already, it will move the funds into that account. If you have more than one Roth account, it will use the first one in the list. If you have no Roth accounts, the program creates one behind the scenes with a $0 balance. Also note that the Annual Return used for the Roth account in this scenario will be set to the Annual Return of the account being converted. This [...]