I want to link my accounts and pull in all of the balances and holdings. But for security reasons, I then want to have the auto-update turned off. How do I do this?

You can link accounts and then turn off the updating. Once this is done for an account, the login credentials are deleted from our linking partner, Yodlee. src="https://cdn.livehelpnow.net/clients/21145/kb/unlink1_44aefff4-ffb1-49dc-acb3-ef2d5e9e941c.png" id="064987b1-a706-4071-813e-574697dc3ddb" alt="unlink1" width="90%" height="auto" data-image="064987b1-a706-4071-813e-574697dc3ddb [...]

Is there an easy way to see which holdings are being used for paying expenses?

You can view how expenses are paid by each investment, both by investment growth and principal [...]

My wife will take her Social Security payment for three years, and then she will take half of mine once I begin taking my Social Security. How do I model this?

You can model a stepped-up Social Security payment like this. src="https://cdn.livehelpnow.net/clients/21145/kb/ssc2_7249c7e5-7ac4-4f94-a865-58be03751cb8.png" id="704ba24e-871e-4815-8cf1-8b37d12a69fe" alt="ssc2" width="90%" height="auto" data-image="704ba24e-871e-4815-8cf1-8b37d12a69fe [...]

Why are my expenses and cash inflows smaller than what I entered for the current year?

WealthTrace uses calendar years. So in the current year, cash flows are pro-rated based on how much time is left in the year. For example, if today's date is 4/1/2024, and you have an expense that is entered as $10,000 per year for the next five years, the expense in the current year will only be (3/4) * $10,000 = $7,500 because the year is already 1/4 over. Starting in the second year, this [...]

How do I tell the program that college expenses will only be funded by a single investment account, such as a 529 plan?

Enter the college expenses in the Goals & Additional Expenses section. From there, you can select which investment account will fund it as seen below. src="https://cdn.livehelpnow.net/clients/21145/kb/fund1_bc731d54-bf5d-41b5-a328-a5c869d164ee.png" id="4464a802-82ef-470d-9ae4-cdaaa2087f4d" alt="fund1" width="90%" height="auto" data-image="4464a802-82ef-470d-9ae4-cdaaa2087f4d [...]