My wife will take her Social Security payment for three years, and then she will take half of mine once I begin taking my Social Security. How do I model this?

You can model a stepped-up Social Security payment like [...]

Why are my expenses and cash inflows smaller than what I entered for the current year?

WealthTrace uses calendar years. So in the current year, cash flows are pro-rated based on how much time is left in the year. For example, if today's date is 4/1/2024, and you have an expense that is entered as $10,000 per year for the next five years, the expense in the current year will only be (3/4) * $10,000 = $7,500 because the year is already 1/4 over. Starting in the second year, this [...]

How do I tell the program that college expenses will only be funded by a single investment account, such as a 529 plan?

Enter the college expenses in the Goals & Additional Expenses section. From there, you can select which investment account will fund it by clicking "View/Edit" under "Start Age & Goal [...]

Where do I add a part-time job in retirement?

Add part-time work post-retirement in the Additional Cash Inflows [...]

Can I download or export projected information to Excel or a pdf file?

All data in the Cash Flow Projections section can be exported to Excel or a pdf [...]