How do I tell the program that college expenses will only be funded by a single investment account, such as a 529 plan?
Enter the college expenses in the Goals & Additional Expenses section. From there, you can select which investment account will fund it as seen below. src="https://cdn.livehelpnow.net/clients/21145/kb/fund1_bc731d54-bf5d-41b5-a328-a5c869d164ee.png" id="4464a802-82ef-470d-9ae4-cdaaa2087f4d" alt="fund1" width="90%" height="auto" data-image="4464a802-82ef-470d-9ae4-cdaaa2087f4d [...]
Where do I add a part-time job in retirement?
Add part-time work post-retirement in the Cash Inflows section. src="https://cdn.livehelpnow.net/clients/21145/kb/pt1_f08236de-dfb3-4319-8be7-d1b2515322b3.png" id="53159be2-80fd-4fc6-9799-ff6d92382975" alt="pt1" width="90%" height="auto" data-image="53159be2-80fd-4fc6-9799-ff6d92382975 [...]
Can I download or export projected information to Excel or a pdf file?
All data in the Cash Flow Projections section can be exported to Excel, csv, or a pdf file. If you want to make calculations using the data you should export to a csv file since it will be formatted as numbers instead of text. src="https://cdn.livehelpnow.net/clients/21145/kb/export2_ef4d1134-03da-48fc-a17a-bdc4c0bf1a61.png" id="f0f51fe0-7348-40bb-baa2-e3d4ced4b713" alt="export2" width="90%" [...]
Do the annual return assumptions include inflation, or are these real returns?
The annual return figures used in the program are nominal returns, not real (inflation-adjusted) returns. So inflation has not been taken out of them. Put another way, if you have an annual return of 8% for value stocks, and your inflation assumption is 3%, the real annual return for value stocks would be [...]
I will have a part-time job in retirement. I added this in the Additional Cash Inflows section. But I don't think payroll taxes are being taken out. How do I account for this?
Payroll taxes are not deducted from entries in Additional Cash Inflows. You will want to add payroll taxes for the part-time job as an expense in the Goals & Additional Expenses section. This expense should begin when the part-time job does, and should end when the part-time job ends. src="https://cdn.livehelpnow.net/clients/21145/kb/pay1_f62ebde1-b1c3-4782-834c-625e5ff496b0.png" [...]