I linked an account and some of the holdings have incorrect asset classes. How do I change these?

You can edit the asset class for any holding by going to Cash Flow Inputs > Investment Accounts. You can assign one asset class to a holding or even assign a mix of asset classes. The application will remember this change going forward. src="https://cdn.livehelpnow.net/clients/21145/kb/holdingup1_fb32baf4-b52b-47cd-809a-48553d721e16.png" id="04b39a2e-d6b8-4813-afd1-1b663d6fee25" [...]

I want to find the optimal Roth conversion strategy.

Roth Conversion Optimization Roth Conversion Optimization helps you decide how much to convert from pre-tax retirement accounts (like a Traditional IRA or 401(k)) into a Roth account, and when to do it. Converting can be powerful because it turns pre-tax savings into tax-free growth, but it also creates taxable income in the year(s) you convert—so the “best” plan is usually about balancing taxes [...]

I will have an early withdrawal from my IRA. How do I tell the program that this is allowed and I will pay a penalty on the withdrawal?

Under Account Assumptions for the retirement account, you have three options for early withdrawals as seen below. src="https://cdn.livehelpnow.net/clients/21145/kb/pna1_24637e08-5c6e-4c45-a0a7-a9b2725259c6.png" id="dd0827fc-5581-4f54-bec0-2372713dfad0" alt="pna1" width="90%" height="auto" [...]

Can I enter Qualified Charitable Distributions and will they be accounted for properly?

Yes, you can enter these and the program will accurately handle the fact that they will not be taxed. QCDs are first taken out of Required Minimum Distributions (RMDs) and then, if necessary, out of Qualified Tax-Deferred account balances. The amount deducted is not taxed. Look at the screenshot below to see how to enter QCDs. [...]

The owner of one of my investment accounts should be my wife's, but it has my name. How do I change this?

Open the investment under Cash Flow Inputs > Investment Assets and you can change the Owner field there as you see below. src="https://cdn.livehelpnow.net/clients/21145/kb/owner1_74663c41-238b-49b4-b682-32c72c2f56a5.png" id="8643635c-a9ff-4d2f-a140-38882f16af46" alt="owner1" width="90%" height="auto" [...]