How does security work in WealthTrace? How are usernames and passwords stored?

Important points about security, usernames, and passwords in WealthTrace: 1) WealthTrace does not store any credit card information. 2) Your WealthTrace password is encrypted in our database so nobody can ever access it. 3) If you link your accounts, WealthTrace does not store your account numbers, usernames, or account passwords. 4) We use a third party (Yodlee) for linking account [...]

I have a linked account where the ticker for a holding did not come in and therefore no historical data or performance history is coming in. How do I enter the ticker for this holding?

You can enter or edit tickers that come in for linked holdings as seen in the image below. The program will remember the ticker going forward. src="https://cdn.livehelpnow.net/clients/21145/kb/enterticker1_c79b388e-c958-4a98-a367-9caeca361c26.png" id="417a9c5d-993c-47e1-80aa-f5da917ca027" alt="enterticker1" width="90%" height="auto" data-image="417a9c5d-993c-47e1-80aa-f5da917ca027 [...]

The Annual Return assumption changed overnight for one of my linked accounts. Why did this happen?

WealthTrace will assign the annual return based on an investment account's holdings, asset classes, and the default annual return assumptions for each asset class. For more information on asset class annual return assumptions, go https://support.mywealthtrace.com/21145/kb/article/105914/where-to-view-and-edit-default-annual-returns here. For linked accounts, the holdings can change based on [...]

I don't see my salary being used for anything before I retire. How is that money used in the program? How is my spouse's salary used when she is working after I have retired?

WealthTrace assumes that before the 'Official Retirement Date Of Plan', which is defined as the spouse/partner that retires first, whatever isn't saved to investments as an annual contribution is spent. Here is an example: John retires later than Jane. From now through two years from now, the program will assume that whatever John and Jane haven't saved via annual contributions to investments in [...]

My salary will vary significantly over the next few years. How do I handle this?

Before retirement, the program only needs to know how much you save each year. So if the extra money will be saved, the best way to handle this is to enter it each year in the Additional Cash Inflows section as you see in the image below. In this example, there are two years where the salary changes significantly. This excess salary will be added to taxable accounts on a pro-rata basis, based on [...]