Does the program take into account the Net Investment Income Tax on capital gains and dividends?

The program calculates whether this tax should be applied to capital gains and dividends. In the Cash Flow Projections section (screenshot below) you can see if this tax affects [...]

Where do I add contributions to my investment accounts?

Enter annual contributions under Plan Inputs-->Investment Assets as seen in the screenshot [...]

I want to create my own asset class. How do I do this?

You can create your own asset classes and assign annual returns to them. After you have logged in and opened your plan, click on your user name at the top right and go to Account. Watch the video below to see how to add your own asset classes. When adding custom asset classes, you will also map those asset classes to pre-defined asset classes for the purposes of running Monte Carlo simulations. [...]

If I'm still working but not earning enough to cover my expenses, how do I model those expenses?

Enter such expenses in the Goals & Additional Expenses section. Set the Start Age to start now or sometime before retirement, and these expenses will be paid out of investment accounts. For example, say you are paying for a child's college education before retirement, and that expense will last four years. In the image below, this expense will start when at 60 and will last for four [...]

Where do I add contributions to investments?

In WealthTrace you specify how much you save to each investment account in the Investment Assets section as seen in the image [...]