I have plenty of salary income left over to pay for an expense I entered in the Goals & Additional Expenses section. I am not yet retired. The expense starts next year. But this expense is being paid for out of my taxable investments and not my salary. Why is that?

You should only enter a goal/additional expense before retirement if the funds to pay for this expense will not come out of regular salary income. All expenses before retirement (Official Retirement Date Of The Plan) are first funded from contributions that would have gone to investments and then from the investments themselves. Note that the "Official Retirement Date Of The Plan" is determined [...]

How do I change the order in which funds are withdrawn from my investment accounts?

If the program needs to use investment income and/or principal it will use money from the Taxable & Tax-Advantaged accounts first, then Non-Qualified accounts, then Qualified Tax-Deferred accounts last. However, within those sections you can control the order of withdrawal. First, make sure you are withdrawing "In Order" as you see in the settings below: You can then drag and drop [...]

Does the input for Annual Living Expenses in Retirement include taxes?

The input for Annual Living Expenses in Retirement is before taxes, but the program calculates income and investment taxes for you, so do not add in those taxes there. However, taxes such as property taxes need to be entered by the user, either in this field or in the Goals & Additional Expenses [...]

I have an inheritance coming in the future that will not be taxed. How do I enter a 0% tax rate for this in the Additional Cash Inflows section?

You can change the tax rate for an Additional Cash Inflow to any tax rate you want. See the screenshot below. You can edit the value in the dropdown box by directly typing into [...]

My linked accounts are not updating and there is a red exclamation point next to them. What do I do?

Click on the red exclamation point as you see below: Usually you will just be asked to re-enter your login credentials and the accounts will synch again. If you encounter an error while attempting to re-link your accounts, please email us at [...]