If I die before my wife she will be eligible for my Social Security via spouse benefit, but because she has a pension as a government employee her take of my Social Security benefit will be reduced by 2/3 of her pension. Is there any way to model this?

The best way to handle this is to force a switch in her Social Security and to not allow her to take yours. In the screenshot below you can see how to set the changed amount to whatever she would receive once you are projected to pass away. src="https://cdn.livehelpnow.net/clients/21145/kb/ssc1_e87306db-46c4-480e-af68-836cb195ea12.png" id="55beca6d-1dd3-41e6-827a-cafff0289255" alt="ssc1" [...]

Are living expenses in retirement supposed to include the taxes I pay or are they pre-tax?

Do not include income taxes or taxes on investments in the input for Living Expenses in Retirement. The program calculates these for you. However, you will want to include property taxes in either the Living Expenses in Retirement input or add them as a https://support.mywealthtrace.com/21145/kb/article/107333/where-to-add-expenses-that-only-last-a-few-years" target="_blank Goal/Additional [...]

It's June 30th and this year is halfway over. How does the program estimate what my dividends and capital gains were prior to today in order to determine the correct tax rate?

In the current year, the program will estimate the previous dividends and capital gains in the year based on the projected dividends and capital gains for the rest of the year and what the date is. Example: It's June 30th and the projected dividends are $5,000 for the rest of the year and the projected capital gains are $10,000. Because we are halfway through the year, the dividends used to [...]

Where do I verify that my projected contributions and company match are accurate for my 401(k) plan?

To verify projected investment contributions and the company match, go to Cash Flow Projections > Investment And Cash Inflows > [...]

I am reallocating investments at a future date, but I don't want to include certain investments. How do I exclude them from the reallocation?

You can exclude any investment account from reallocating as seen below. This can be found in Cash Flow Inputs > Investment Assets. Select the investment and go to Account Assumptions. src="https://cdn.livehelpnow.net/clients/21145/kb/reall1_7edf5202-6564-4590-808a-8568202acfaa.png" id="60da3ce0-105c-4025-8727-4e14a548b193" alt="reall1" width="90%" height="auto" [...]