Does the program deduct medicare premiums from Social Security payments?

The software does not deduct Medicare payments so you should either deduct from Social Security or put it in as an expense in the Goals & Additional Expenses [...]

My linked investment accounts are not updating. The balances are old. How do I update them?

Click on the accounts with a red exclamation point on the left. The program will ask you to re-enter your login credentials. You only need to do this one time for each broker, not for each investment [...]

Why did my Monte Carlo results drop so dramatically?

It’s likely you have a “lockout” of funds that cannot be used when you need them. This is usually the culprit when Monte Carlo results seem to be way too low. This also can occur when Qualified Tax-Deferred accounts, such as IRAs, cannot be used before age 59.5. This is the default, but can be [...]

What Do Living Expenses In Retirement Include

Expected annual living expenses in retirement: Do not include expected taxes here as the program calculates this separately. Include living expenses such as utility and grocery bills. Make sure you enter this in today's dollar terms. In other words, do not attempt to adjust this figure for inflation. The program will do that for you by using the Annual Inflation setting.Note that you do not have [...]