How do I view projected investment growth, balances, contributions, returns, and other information by each investment account?

You can view projected investment information by each account by going to Cash Flow Projections > Investments And Cash Inflows > Investments (By Each [...]

If I have a 24-month CD earning 4.5%, but assume that it will be reinvested at a lower rate (say 2.5%) when the original CD matures, how do I model this?

The way to handle this is to model each CD as an Additional Cash Inflow instead of an investment. In the screenshot below we modeled a CD with a 4.5% yield that matures in two years (at age 60 for this person). The amount that is paid out is then reinvested into a 2.5% CD for four years. Note that the way this is modeled assumes no interest payments on the CD. The interest is compounded and added [...]

I entered $40,000 for my Social Security payment. Because my COLA rate is equal to my inflation rate, in today's dollars I expected Social Security next year and the years after to be $40,000. But it's slightly less. Why?

The reason for this has to do with Social Security using last year's COLA rate to adjust it for the current year. So let's say it's January and your Social Security statement says your payment this year is $3,333 per month, or $40,000 per year. That payment will not change this year. It will stay the same each month. However, inflation continues each month and therefore the real value of your [...]

Are dividends and capital gains taxed at the long-term rate?

WealthTrace assumes the long-term tax rate for dividends and capital gains. Note that WealthTrace takes into account the tax brackets to accurately calculate your tax rate for dividends and capital gains and even calculates if you will pay the Net Investment Income Tax [...]

Where do I generate a report and export it?

Go to the Report section to generate a report and export it. You can export to a pdf file, Excel, csv, TIFF, or a web archive file. You can also write custom notes that will appear on the first page. If you are using the financial advisor version you can create custom reports where you choose the pages to show and the order they [...]