Are dividends and capital gains taxed at the long-term rate?

WealthTrace assumes the long-term tax rate for dividends and capital gains. Note that WealthTrace takes into account the tax brackets to accurately calculate your tax rate for dividends and capital gains and even calculates if you will pay the Net Investment Income Tax (NIIT). src="https://cdn.livehelpnow.net/clients/21145/kb/cg2_d223a253-fef6-4ed9-b4f6-0ef18ed39a9c.png" [...]

Where do I generate a report and export it?

Go to the Report section to generate a report and export it. You can export to a pdf file, Excel, csv, TIFF, or a web archive file. You can also write custom notes that will appear on the first page. If you are using the financial advisor version you can create custom reports where you choose the pages to show and the order they appear. [...]

I want to add an expense for a car that occurs every 7 years. How do I do that?

You can add an expense that occurs every few years in the Goals & Additional Expenses section using the dropdown for 'Recurrence For Expense' as seen in the screenshot below. src="https://cdn.livehelpnow.net/clients/21145/kb/recur3_bd43a48d-cd12-427b-ba43-25c08484ba32.png" id="f32ccbed-1f8d-4de3-afda-f53a6611a15e" alt="recur3" width="90%" height="auto" [...]

How does the setting for Rebound Years work in Bear Market Scenarios?

When running bear market scenarios you can tell the program that there will be a market rebound for stocks and even a decline in returns for bonds afterward. The settings for the rebound work as follows:Rebound Years: The number of years the market rebound will be assumed to take place. For example, if this is set to 3, the stock market will increase more than normal for the three years after the [...]

How is running a bear market scenario different than a scenario where the annual returns decline and doesn't Monte Carlo already capture bear markets?

The bear market scenarios allow you to run scenarios where you can control the change in the annual return by each asset class. You can also choose from recent recessions and the program will set the annual returns to the worst one year return (for stocks) during that recession. Bonds will have their annual return changed to what they experienced over that same time frame, which during recessions [...]