Where do I view or change assumptions such as the distribution type and standard deviations used for Monte Carlo simultions?

After logging in click on your username at the top right and choose 'Account'. Go to the Monte Carlo Assumptions section. From there you can view and edit the distribution type and the standard [...]

How does the setting Rebalance Investments Annually work?

If the setting 'Rebalance Investments Annually' is set to Yes, the balances of accounts in each investment section will be rebalanced back to their share that existed at the beginning of the first year. For example, let's say you have two investment accounts in the Qualified Tax-Deferred section. The first has a starting balance of $500,000 and the second has a starting balance of $400,000. The [...]

I plan on withdrawing early from my IRA before age 59.5. How do I do this?

You can withdraw early and tell the program whether or not you will be penalized on the withdrawal using the setting for 'Allow Early [...]

If my expenses decrease or my salary goes up before retirement how does the program take this into account since living expenses don't start until retirement?

Before retirement the program assumes that whatever you don’t save, you must have spent. So if your expenses are reduced pre-retirement, this means your contributions to investments must have gone up, which in turn means you should be increasing your https://support.mywealthtrace.com/21145/kb/article/106920/where-to-add-savingscontributions-to-investment-accounts" target="_blank Annual [...]

Where do I see how much life insurance I might need?

Under Scenarios > Insurance > Life Insurance the program will solve for how much of a life insurance payout you need in order to sustain your desired standard of living if one spouse or partner passes [...]