Why does the percent of my Social Security that is taxable increase until it hits 85%?

Social Security brackets are not indexed to inflation. This means that over time more and more people will be paying higher taxes on their Social Security because, generally speaking, incomes move with inflation. As people's nominal income increases, they move into a bracket where more of their Social Security is deemed [...]

Where do I change the inflation rate used? What about COLA for Social Security?

The inflation rate and the COLA rate (used for Social Security) are separate settings as seen below. src="https://cdn.livehelpnow.net/clients/21145/kb/cola3_ad805511-80dc-4361-aa84-03186b836d62.png" id="f22497fd-facb-4aed-87d1-330844943cd5" alt="cola3" width="90%" height="auto" data-image="f22497fd-facb-4aed-87d1-330844943cd5 [...]

Where do I view or change assumptions such as the distribution type and standard deviations used for Monte Carlo simultions?

After logging in click on your username at the top right and choose 'Account'. Go to the Monte Carlo Assumptions section. From there you can view and edit the distribution type and the standard deviations. src="https://cdn.livehelpnow.net/clients/21145/kb/mcs2_b98a85b6-047b-4afc-ac86-95df817a2214.png" id="2a8aacfa-8752-44d3-b75f-6a8b17794598" alt="mcs2" width="90%" height="auto" [...]

How does the setting Rebalance Investments Annually work?

If the setting 'Rebalance Investments Annually' is set to Yes, the balances of accounts in each investment section will be rebalanced back to their share that existed at the beginning of the first year. For example, let's say you have two investment accounts in the Qualified Tax-Deferred section. The first has a starting balance of $500,000 and the second has a starting balance of $400,000. The [...]

I plan on withdrawing early from my IRA before age 59.5. How do I do this?

You can withdraw early and tell the program whether or not you will be penalized on the withdrawal using the setting for 'Allow Early Withdrawals'. src="https://cdn.livehelpnow.net/clients/21145/kb/early1_56b6c031-82be-4640-971b-a61d547d62b6.png" id="9d4dae09-e1c2-4caa-9125-5cf15bbe235e" alt="early1" width="90%" height="auto" data-image="9d4dae09-e1c2-4caa-9125-5cf15bbe235e [...]