I am manually entering my holdings and I have a Cash position. How do I enter the ticker symbol for this since there is no ticker for Cash.

For Cash that has no ticker symbol associated with it, just enter a ticker symbol of 'NONE' as seen in the screenshot below. src="https://cdn.livehelpnow.net/clients/21145/kb/hold1_233d4dff-9651-4165-878e-1ff58e73261b.png" id="f54dabcf-6648-45fa-9dde-798c5459062e" alt="hold1" width="90%" height="auto" [...]

If I have Required Minimum Distributions (RMDs) that are not spent, where do they go?

RMDs that are not spent are distributed to accounts with an 'Account Type' of "Taxable". The distributions go into these accounts pro-rata based on their balances at that [...]

I see the Net Investment Income Tax in the Taxes section and it starts at 0% and keeps increasing. Why is that?

The brackets for the Net Investment Income Tax (NIIT) are not indexed to inflation, as opposed to federal income taxes, which are indexed to inflation. This means that over time more and more people will be paying the NIIT because, generally speaking, incomes move with inflation. As people's nominal income increases, they move into a higher tax bracket for the [...]

Why does the percent of my Social Security that is taxable increase until it hits 85%?

Social Security brackets are not indexed to inflation. This means that over time more and more people will be paying higher taxes on their Social Security because, generally speaking, incomes move with inflation. As people's nominal income increases, they move into a bracket where more of their Social Security is deemed [...]

Where do I change the inflation rate used? What about COLA for Social Security?

You can review and update the inflation and cost-of-living adjustment (COLA) rates used in your WealthTrace plan from Plan Settings. To change these rates: Click Plan Settings in the navigation menu.Select the Inflation & COLA tab.Enter the inflation rate you would like to use.Enter the COLA rate you would like to use.Save your changes. The inflation rate is used to estimate how expenses and [...]