In the Cash Flow Distributions section, the result of subtracting the 'Total Taxes & Tax Penalties' and 'Total Expenses' lines from the 'Total Income, Investment Growth & Cash Inflows' line does not equal the 'Surplus/Deficit (Net Change in Portfolio)' figure. Why is this?

This is due to showing projections in today's dollars. The 'Surplus/Deficit' row is calculated by subtracting the ending balance from the beginning balance of investments. This calculation takes into account the purchasing power lost due to inflation. This will not always tie out with the method of subtracting all expenses from income because that calculation does not take into account the [...]

Does WealthTrace use calendar years for financial projections?

Yes, WealthTrace starts with today's date and ends at 12/31 for the current year. After that, each subsequent year's projections will be from 1/1 through 12/31. With one important caveat, cash inflows, outflows, and the growth of cash inflows, expenses, and investments are pro-rated in the first year based on how many days are remaining in the year. The caveat is that one-time inflows or outflows [...]

Where do I view the projected growth of my investments?

You can see this under Cash Flow Projections > Investments And Cash Inflows > Investments as seen below. We show this for Taxable & Tax-Advantaged, Qualified Tax-Deferred, and Non-Qualified Tax-Deferred investments. You can also view this information by each investment by going to Investments (By Each Account). [...]

Where do I tell the program that I own tax-free-interest municipal bonds?

You can add an account that has tax-free interest bonds in it as seen in the first screenshot below. If it's a linked account and the 'Account Type' did not come in correctly, you can edit it as you see in the last screenshot below. src="https://cdn.livehelpnow.net/clients/21145/kb/addmuni1_d4c5f58f-aa3a-40e6-b1ad-72d6bb274c1b.png" id="a5d7ac19-5fe8-435d-a99a-98069ebd607f" alt="addmuni1" [...]

Where do I add a pension in the program?

Add pensions in the Cash Inflows section as seen below. src="https://cdn.livehelpnow.net/clients/21145/kb/addpension1_3af0e77d-4c96-42d4-9491-325d12f751b1.png" id="649c27a7-fec8-4063-b26b-07b3663c6bc7" alt="addpension1" width="90%" height="auto" data-image="649c27a7-fec8-4063-b26b-07b3663c6bc7 [...]