No, the program uses historical performance for various asset classes to project future annual returns for each investment. Each linked investment holding is mapped to one of the asset classes in the program and will use the Annual Return for that asset class. You can read more about viewing and editing the Annual Returns for asset classes [...]
Article search results for : "Account linking"
126 ArticlesA few of my linked accounts are not updating. There is a warning image next to them. What do I do?
You can click on the warning image and the program will likely ask you to re-enter your login credentials. Many banks and brokers will periodically require [...]
I have duplicates of some investment accounts after linking them. How do I delete the duplicates?
You can delete the duplicates and they should not come back. You can read more about deleting investment accounts . If there are two accounts that look the same, delete the one with the older date. If the duplicate is exactly the same (same date and same balance), delete the one that has a warning symbol next to it if there is one there. If both have the same balance, same date, and no warning [...]
I have a 401(k) that is partially in a Roth. When the account is linked, it places it all into one account. How do I tell the program that part of it is a Roth?
You can specify the percent of a 401(k) that is in a Roth. The program assumes this percentage stays the same [...]
I have a linked account where the ticker for a holding did not come in and therefore no historical data or performance history is coming in. How do I enter the ticker for this holding?
You can enter or edit tickers that come in for linked holdings as seen in the image below. The program will remember the ticker going [...]
My linked investment accounts are not updating. The balances are old. How do I update them?
Click on the accounts with a warning symbol on the dashboard. The program will ask you to re-enter your login credentials. You only need to do this one time for each broker, not for each investment [...]
I linked an account and some of the holdings have incorrect asset classes. How do I change these?
You can edit the asset class for any holding by going to Cash Flow Inputs > Investment Accounts. You can assign one asset class to a holding or even assign a mix of asset classes. The application will remember this change going [...]
How does the setting Rebalance Investments Annually work?
If the setting 'Rebalance Investments Annually' is set to Yes, the balances of accounts in each investment section will be rebalanced back to their share that existed at the beginning of the first year. For example, let's say you have two investment accounts in the Qualified Tax-Deferred section. The first has a starting balance of $500,000 and the second has a starting balance of $400,000. The [...]
How can I control which accounts are used first for withdrawals?
WealthTrace generally withdraws funds from accounts in the order they are listed. If a Roth account is being used before a taxable account, review the account order and move the accounts you want to use first higher in the list.Click the Reorder Rows button, then drag and drop the accounts into your preferred order, as shown in the screenshot below. Move the accounts you want WealthTrace to use [...]
I have a financial advisor that charges a percentage fee. I also want to add fees for fund expenses. How do I do this?
You can add investment fees from the Plan Settings section.To apply fees to every investment account:Click Plan Settings on the navigation menu. Select the Investment Fees tab.Enter the applicable investment fees in the fields shown in the first screenshot below.Your changes will automatically save.For example, entering fees that total 1.25% annually will apply a 1.25% annual fee to every [...]