Dashboard and Monte Carlo Projected Investment Values
Why do the Dashboard and Monte Carlo projected investment values differ?
The Projected Investment Value at End of Plan shown on the Dashboard uses static annual return assumptions.
Monte Carlo analysis uses varying investment returns across 1,000 simulations. The median is the 500th result out of 1,000 simulations, which generally will be lower than the static projected investment value seen on the Dashboard.
Because Monte Carlo accounts for market variability and the timing of returns, its median projected value will often differ from the static projection shown on the Dashboard.